Stopping Foreclosure is possible. Learn about potential alternatives such as loan modification programs and more with CredAbility.

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Seeking help with stopping foreclosure is a difficult but important step. We’re glad you’ve come to CredAbility for the free, confidential foreclosure counseling that can help you take your next steps with greater confidence.

Since 1964, CredAbility has provided nonprofit credit counseling to millions of people nationwide. We help thousands each year work with their lenders on loan modification programs or other means of stopping foreclosure, so they can back on track with their mortgages.

CredAbility is proud to be a 995Hope HUD-approved nonprofit counseling ally.

While every situation is unique, a foreclosure prevention counseling session can help you understand the paths that may be open to you, such as loan modification programs, forbearance, repayment plans and others. You and your counselor will review your individual situation and discuss possible steps toward your goals of stopping foreclosure and saving your home.

To get the most value from your session, we encourage you to watch the very brief video below. Then, start your session today!

How to Prepare for your Counseling Session

We strongly recommend that you watch this video to understand what documents you will need to have available, and how to get the most value from your counseling session.

Why Choose CredAbility?

CredAbility has provided nonprofit credit counseling services to millions of consumers since 1964, and we are HUD-approved to provide foreclosure prevention counseling nationwide. We are committed to providing compassionate support and helpful knowledge to people with the goals of stopping foreclosure and getting back on track with their mortgages. We’ve helped thousands of people work with their lenders on potential foreclosure alternatives including loan modification programs and several other options.

What Happens During a Foreclosure Prevention Counseling Session?

Together with your foreclosure prevention counselor, you’ll work to establish your budget, set priorities and explore potential means of stopping foreclosure and saving your home such as loan modification programs, forbearance, repayment plan and others. You’ll also work with your counselor on a plan of action that can help you get back on track.