"You’re completely debt free" were the sweetest words the Aquila family ever heard.

Dominic and Natalie Aquila were working hard to raise their three children, but along the way they piled up $35,000 in debt. Even though the couple thought they were managing their expenses properly, the Aquilas were making monthly payments on five credit cards in addition to their student loans. And then the roof on the house had to be replaced.

The couple knew something had to be done but didn’t know where to turn. Then Dominic heard radio host Clark Howard recommending CredAbility. The Aquilas called and worked with one of our counselors to set up a Debt Management Plan.

Dominic says CredAbility helped him develop a responsible budget for his monthly living expenses and payments. “The agency looked at what we made and came up with a plan that we were able to afford. They made sure that we were taken care of first and that debt was taken care of second.”

“It was slow and steady,” Natalie said. It took 4½ years to pay off their debts. “When we made our last phone call to CredAbility and they said, ‘You’ve completed your program,’ there were no sweeter words at that point in our lives,” Natalie says.